Welcome to We Can Help Auto Chicago. Our in-house finance team is here to help you get into a great used car. Get started with your approval process by filling out the online form. Large purchases usually mean that you will need to obtain financing from a bank or credit union. That’s the common method of buying a quality used car. You find what you want to purchase, fill out their lengthy credit application and the dealer seeks lending. Once that is secured, your sales paperwork is completed.
While that works for some people, some customers are denied for the loan. Other times, the long drawn out process is just frustrating and time-consuming. Either way, in-house financing is the best alternative. Financing with the company you are buying from offers more flexibility and they often are willing to work with their customers to get the deal closed. This is just what in-house financing dealerships are all about. Car lots that offer in-house financing understand your need for a car, as it provides freedom and the ability to carry out your responsibilities.
Some people are not able to enjoy this freedom because they cannot get financing through traditional lending institutions for various reasons.
HOW IN-HOUSE FINANCING WORKS
When you finance your car in-house, you eliminate the middle man by making the process of securing a loan and getting your deal closed more convenient and with less frustration. You don’t have to deal with that additional step of waiting for your dealer to send credit information out to different banks in search of a financing offer. Your in-house auto financing dealer has their own finance team and lending operation right there.
As a result, customers visiting in-house financing car lots can view inventory, make a selection, obtain financing, and drive off the lot in a new car all on the same day and in one visit.
WHO IS IN-HOUSE FINANCING TAILORED TO?
Anyone who is ready to make a buying decision and get into a reliable car without the extra steps and aggravation going through a credit check, waiting for a bank to approve a loan and negotiating the terms before finally driving off in their car would benefit from working with an in-house financing dealer. Most importantly people with credit issues benefit from in-house financing. Having slow or bad credit can make it impossible for these buyers to get the financing they need from traditional lenders. Those with slow payments, layoffs and other situations can do well by getting in-house financing from We Can Help Auto Chicago.
While banks don’t want to take chances on those with bad credit, we offer in-house financing and will gladly work with people who are currently employed and trying to overcome past credit problems.
Our Buy Here Pay Here program works with people without credit and those with poor credit. In-house financing helps those applying for the first time get the financing to get them into a car. In-house auto financing dealerships like ours in East Dundee recognize the difficulties caused by not having a vehicle. We want to help you get into a nice, reliable used car.
Whether you have good credit, no credit or bad credit we are here to help you! Call us today, take a look at our online inventory of cars or stop by and visit us in person today! We work quickly to get you approved. Many customers were able to leave our dealership behind the wheel of their new car in a matter of hours.